:root{
  --navy:#0b2a4a;
  --blue:#1464b4;
  --blue2:#0e78d5;
  --ink:#172033;
  --muted:#5e6b7a;
  --light:#f4f8fc;
  --line:#dce5ee;
  --white:#fff;
  --shadow:0 14px 40px rgba(11,42,74,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1120px,calc(100% - 36px));margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:.9rem}
.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;font-weight:850;color:var(--navy)}
.logo{width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;display:grid;place-items:center;font-weight:900;font-size:1.15rem;box-shadow:0 8px 20px rgba(20,100,180,.25)}
.brand small{display:block;color:var(--muted);font-size:.7rem;font-weight:650;letter-spacing:.06em}
.navlinks{display:flex;align-items:center;gap:22px;font-weight:650;font-size:.95rem}
.navlinks a:hover{color:var(--blue)}
.menu{display:none;background:none;border:0;font-size:1.6rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:12px;padding:13px 19px;font-weight:800;border:1px solid transparent;cursor:pointer;transition:.2s}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 8px 22px rgba(20,100,180,.20)}
.btn-primary:hover{transform:translateY(-1px);background:#0e579c}
.btn-outline{border-color:#b9cce0;color:var(--navy);background:#fff}
.btn-outline:hover{border-color:var(--blue);color:var(--blue)}
.hero{background:radial-gradient(circle at 85% 15%,#dff0ff 0,transparent 34%),linear-gradient(135deg,#f5f9fd,#fff 55%);padding:82px 0 72px}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}
.eyebrow{display:inline-flex;gap:8px;align-items:center;color:var(--blue);font-weight:850;font-size:.88rem;text-transform:uppercase;letter-spacing:.08em}
h1{font-size:clamp(2.45rem,5vw,4.7rem);line-height:1.03;margin:14px 0 20px;letter-spacing:-.045em;color:var(--navy)}
h2{font-size:clamp(1.9rem,3vw,2.8rem);line-height:1.12;margin:0 0 15px;color:var(--navy);letter-spacing:-.03em}
h3{color:var(--navy);margin:0 0 8px}
.lead{font-size:1.16rem;color:var(--muted);max-width:700px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}
.trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.badge{background:#fff;border:1px solid var(--line);padding:8px 12px;border-radius:999px;font-size:.88rem;font-weight:700}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:28px;box-shadow:var(--shadow)}
.hero-visual{min-height:410px;border-radius:22px;background:linear-gradient(145deg,#0b2a4a,#1672c9);position:relative;overflow:hidden;color:#fff;padding:28px;display:flex;flex-direction:column;justify-content:flex-end}
.hero-visual:before{content:"";position:absolute;width:280px;height:280px;border:50px solid rgba(255,255,255,.09);border-radius:50%;right:-90px;top:-90px}
.hero-visual:after{content:"";position:absolute;width:180px;height:180px;border:30px solid rgba(255,255,255,.07);border-radius:50%;left:-80px;top:70px}
.visual-icon{font-size:5rem;position:absolute;top:55px;left:35px;opacity:.96}
.hero-visual h3{color:#fff;font-size:1.7rem;position:relative}
.hero-visual p{color:#dcecff;position:relative;margin:0}
section{padding:82px 0}
.section-head{max-width:760px;margin-bottom:38px}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto}
.grid{display:grid;gap:18px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 6px 24px rgba(11,42,74,.045)}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px);transition:.2s}
.icon{width:50px;height:50px;border-radius:14px;background:#eaf4ff;color:var(--blue);display:grid;place-items:center;font-size:1.45rem;margin-bottom:18px}
.soft{background:var(--light)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.stat{background:#fff;border:1px solid var(--line);padding:20px;border-radius:16px;text-align:center}
.stat strong{display:block;color:var(--navy);font-size:1.7rem}
.stat span{color:var(--muted);font-size:.9rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}
.checks{list-style:none;padding:0;margin:22px 0}
.checks li{margin:12px 0;padding-left:30px;position:relative}
.checks li:before{content:"✓";position:absolute;left:0;top:0;color:var(--blue);font-weight:900}
.process{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{position:relative;padding:25px;border:1px solid var(--line);border-radius:18px;background:#fff}
.step:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--blue);color:#fff;font-weight:900;margin-bottom:16px}
.quote{background:var(--navy);color:#fff;border-radius:24px;padding:34px}
.quote p{font-size:1.1rem;margin:0 0 14px}
.quote small{color:#cbd9e8}
.cta{background:linear-gradient(135deg,#0b2a4a,#1464b4);color:#fff;border-radius:26px;padding:48px}
.cta h2{color:#fff}
.cta p{color:#dbe9f7}
footer{background:#071d34;color:#c7d4e2;padding:55px 0 25px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:45px}
footer h3{color:#fff}
footer a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:18px;font-size:.85rem;display:flex;justify-content:space-between;gap:20px}
.page-hero{padding:65px 0;background:linear-gradient(135deg,#f3f8fd,#fff)}
.page-hero h1{font-size:clamp(2.2rem,4vw,3.6rem)}
.breadcrumb{color:var(--muted);font-size:.9rem;margin-bottom:18px}
.service-hero{display:grid;grid-template-columns:1fr .75fr;gap:50px;align-items:center}
.service-box{background:var(--light);border-radius:22px;padding:28px}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:30px}
form{display:grid;gap:15px}
label{font-weight:750;font-size:.9rem}
input,textarea,select{width:100%;border:1px solid #cbd8e5;border-radius:11px;padding:13px 14px;font:inherit;margin-top:6px;background:#fff}
textarea{min-height:130px;resize:vertical}
.notice{font-size:.82rem;color:var(--muted)}
.faq{border-top:1px solid var(--line)}
details{border-bottom:1px solid var(--line);padding:18px 0}
summary{cursor:pointer;font-weight:800;color:var(--navy)}
@media(max-width:900px){
 .hero-grid,.split,.service-hero,.contact-grid{grid-template-columns:1fr}
 .grid-4{grid-template-columns:repeat(2,1fr)}
 .grid-3{grid-template-columns:repeat(2,1fr)}
 .process{grid-template-columns:repeat(2,1fr)}
 .stats{grid-template-columns:repeat(2,1fr)}
 .navlinks{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:20px;flex-direction:column;align-items:flex-start}
 .navlinks.open{display:flex}
 .menu{display:block}
}
@media(max-width:560px){
 .container{width:min(100% - 24px,1120px)}
 .topbar .container{font-size:.78rem}
 .topbar .container span:last-child{display:none}
 .hero{padding:58px 0}
 section{padding:62px 0}
 .grid-4,.grid-3,.process,.stats{grid-template-columns:1fr}
 .actions .btn{width:100%}
 .footer-grid{grid-template-columns:1fr}
 .footer-bottom{flex-direction:column}
 .hero-visual{min-height:330px}
}